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Archive for Author: vyrus

WHY LOANS IN NIGERIA WITHOUT COLLATERAL IS INTERESTING.

No collateral requirements: Before the advent of unsecured loans (loans without collateral), for middle class and small scale business owners in Nigeria, loans were something that instilled fear in people and people avoided them like the plague that they are. Because to get a traditional bank loan, collateral must...

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WHO REALLY USES EMERGENCY LOANS IN NIGERIA

BUSINESS OWNERS Emergency loans in Nigeria are mostly used by low-income earners. These include small scale businesses and low salary earners. Mostly emergency loans are used by small entrepreneurs to expand their business. A restaurant owner in Lagos started by borrowing 10,000 Naira from paylater, a leading lending company...

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HOW UNSECURED LOANS SAVED MY LIFE

When I was first introduced to unsecured loans in Nigeria, I usually only took it as an advance of my salary. I had a poor saving habit because first of all, my parents were terrible with money, always spending money on the most unnecessary things – just like most...

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