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O3 Capital Finance Company Limited ("O3 Capital", "we", "us", or "our") uses cookies and similar tracking technologies on our website and mobile applications to enhance user experience, improve service delivery, and ensure regulatory compliance.
This Cookies Policy explains what cookies are, how we use them, and your rights regarding their use.
Cookies are small text files that are stored on your device (computer, smartphone, or tablet) when you visit a website or use an application. They help websites and applications recognize your device and store certain information about your preferences or past actions.
Cookies may be:
These cookies are essential for the operation of our website and services. They enable core functionalities such as:
Legal Basis: Legitimate interest / Contractual performance
These cookies collect information about how users interact with our platform, including:
Legal Basis: Consent (as required under applicable law)
These cookies allow us to remember your preferences and settings, such as:
Legal Basis: Consent / Legitimate interest
These cookies are used to:
They may track browsing behaviour across websites.
Legal Basis: Consent
Some cookies are placed by third-party service providers, such as:
These third parties may collect and process your data in accordance with their own privacy policies.
In our mobile applications, similar technologies may be used, including:
These serve purposes similar to cookies in web environments.
We use cookies and similar technologies to:
In accordance with the NDPA and GDPR, we rely on the following legal bases for the use of cookies:
You have the right to control how cookies are used on your device.
You can:
When you first visit our website, you will be presented with a cookie consent banner allowing you to:
You can manage tracking permissions via:
You may withdraw your consent for non-essential cookies at any time by:
Withdrawal of consent does not affect the lawfulness of prior processing.
Cookies are retained for varying durations depending on their purpose:
We ensure retention periods are proportionate and compliant with applicable laws.
Information collected through cookies may be shared with:
All such parties are required to comply with applicable data protection laws.
Where cookie data is transferred outside Nigeria, we ensure:
We implement appropriate technical and organisational measures to safeguard data collected via cookies, including:
You have rights under applicable data protection laws, including:
Access your personal data we hold
Correct inaccurate data
Request deletion of your data
Object to certain processing activities
Withdraw consent at any time
Lodge a complaint with a supervisory authority
Right not to be subject to automated decision making
We may update this Cookies Policy periodically. Updates will be published on our website and mobile application with the revised effective date.
If you have any questions regarding this Cookies Policy, please contact:
Email: care@o3cards.com
Phone: 02013301070
Address: 7th Floor, Churchgate Tower 1, Churchgate Street, Victoria Island, Lagos, Nigeria
By continuing to use our website or mobile application, you consent to the use of cookies as described in this Policy, subject to your preferences and applicable law.