Everything You Need to Know About Credit Cards From O3 Cards

O3 Credit Cards is a special credit card that offers users easy access to CREDIT from ₦100,000 to ₦1,500,000. O3 card is a non-bank issued credit card, this means you can obtain one and use it for payments or ATM withdrawals regardless of the bank you use.


With O3 Credit Card, credit is continuously available to you 24/7. You are only mandated to regularly pay a minimum of 10% of your total credit limit and your full balance will be available for use again.


O3 Cards offer 3 types of credit cards:

  1. Classic Credit Card: Up to N500,000 credit limit

  2. Platinum Credit Card: Up to N1,000,000 credit limit

  3. Prestige Credit Card: Up to N1,500,000 credit limit



To enjoy credit from O3 Cards, you do not have to open any new bank account, make an equity contribution or pledge any property as collateral. To apply, follow these steps:

  1. Check your eligibility for a Credit card

  2. Fill the application form

  3. Set up your delivery location

Within 24 hours, your credit card application is reviewed and if you qualify, your credit card will be delivered via courier to your preferred pick-up location.

Apply today for an O3 Credit Card say goodby to stress-ridden bank loans.

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