In the past, getting a loan required some form of pledge as a guarantee that the person borrowing would repay the loan. However, due to the high demand for loans without collateral on both banking and non-banking institutions, this service had to be rolled out, and now it is...
It’s very likely these 3 cards have left you wondering how they’re different. By definition, there is rarely any distinction between debit, prepaid and credit cards. They are all cards (usually plastic) issued by financial institutions which enables the holder to withdraw money or to make purchases, cost of...
The best part of this credit card is that you don't need any collateral, unlike typical traditional loans that require some sort of deposit or collateral. Credit cards don't require any. You can get the card through the online application, provide the required documents and Bam! You have your...
In this article, we will be looking at the 5 biggest credit card companies in Nigeria so you know where to go when you need to get yourself a credit card.
Credit cards are provided mostly by commercial banks, and then there are financial service institutions like O3 Capital Nigeria Limited in Nigeria that can avail you their own brand of credit cards called O3cards. O3 capital Nigeria limited is the first non-bank credit card issuer in Nigeria, the first...
O3 Credit Cards is a special credit card that offers users easy access to CREDIT from ₦100,000 to ₦1,500,000. O3 card is a non-bank issued credit card, this means you can obtain one and use it for payments or ATM withdrawals regardless of the bank you use. With...
From tedious bank processes to a quicker and more convenient system, credit cards have transformed how anyone can borrow money. Unfortunately, not so many Nigerians currently take advantage of this financial service. To educate you on how you can obtain and start using a credit card, let us take...
These days, there are many personal loan options that one can access if they need to quickly finance some emergency expenses. However, while a regular bank loan and a credit card may have similarities, a credit card has special advantages that make it moreit more it more valuable than...
From enjoying special discounts to benefiting from reward programs and utilising spending limits, there are many benefits of credit card usage that a lot of Nigerians are not aware of. In this article, you’ll learn ten amazing ways having a credit card can make your life a lot easier....
Swiping your credit card on a credit card payment point is just like any other form of electronic or card payment. This means the same security guidelines that you are advised to keep when making other forms of electronic transactions also apply with a credit card. Here’s a...
